Financial Help

At Irvine Valley Veterinary Hospital (IVVH), we understand that unexpected medical costs can be overwhelming. Our goal is to make veterinary care accessible to every pet owner, regardless of financial challenges. We believe no pet should go without care due to cost concerns.

Our Commitment

We’re dedicated to helping you find the best financial options available. Our team will walk you through each step with compassion and understanding, ensuring your pet receives the care they deserve without financial stress.

Payment Options

Cherry Payment Options at Irvine Valley Emergency Vet - Irvine Valley, California

Cherry

Quick, flexible payment plans with instant approval decisions and a 90% approval rate.

  • 0% APR options available
  • Soft credit check—no impact on your credit score
  • Example: $1,000 treatment = $83.33/mo for 12 months at 0% APR
  • Manage payments through the Cherry app for convenience

It is best to ask for double the amount of what you think you will need to care for your pet in the event that treatment costs ex

ScratchPay Payment Options at Irvine Valley Emergency Vet - Irvine Valley, California

ScratchPay

Provides simple payment plans with no hidden fees or deferred interest.

  • No credit impact for inquiries
  • 0% interest short and long-term loans available
  • Credit reporting applies for active accounts
  • Example: $1,200 plan = $100/mo for 12 months (0% APR)

It is best to ask for double the amount of what you think you will need to care for your pet in the event that treatment costs ex

All Pet Card Payment Options at Irvine Valley Emergency Vet - Irvine Valley, California

All Pet Card

Specialized veterinary credit card designed for pet care needs.

  • Soft credit inquiry—check your rate with no impact
  • 0% interest if paid in full within 6 months (on $250+)
  • Example: $500 balance paid in 6 months = $0 interest

It is best to ask for double the amount of what you think you will need to care for your pet in the event that treatment costs ex

CareCredit Payment Options at Irvine Valley Emergency Vet - Irvine Valley, California

CareCredit

Widely accepted healthcare credit card with short-term financing options and promotional interest-free periods.

  • 0% interest credit card for qualifying purchases
  • Flexible repayment terms
  • Accepted at most veterinary and healthcare providers

It is best to ask for double the amount of what you think you will need to care for your pet in the event that treatment costs ex

Need Additional Help?

If you’ve been denied or need further support, we’re here to help. You can reach our Financial Help Line by phone or text for personal assistance and guidance. Complete our Financial Help Program Form to get started.

Eligible services include:

Surgery, Hospitalization, and Veterinary Consultation.

Our Proud Partners

We’re proud to collaborate with incredible organizations that share our mission to provide accessible care to animals in need.